We can also consolidate any other outstanding bills so that you can pay those debts at a percentage on the dollar as well. [ edit ] Alternatives that some Consumers Choose instead of hiring a Bankruptcy Attorney This section has been nominated to be checked for its neutrality . In this solution the creditor recovers at least a portion of the debt without having to resort to bankruptcy court, collections or attorneys, and you can become debt free for a fraction of what you currently owe. Although we are happy to arrange reaffirmation agreements on these debts as well, we also caution our clients to avoid getting back into the credit card trap. You also have the option to redeem the car within 45 days of the "341 meeting. Under the old bankruptcy law, you could make your car payments when they came due. Read about those benefits below and about other subjects related to Chapter 7 and other forms of bankruptcy.

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